USD to KYD Exchange Value: 0.82
USD To GBP: 0.76214
USD To CAD: 1.27998
USD To CNH: 6.3209
In regards to single family homes, exclusive ownership allows home owners to alter their home and surrounding property in nearly any way. While building codes may prevent certain home additions and other large-scale renovations, owners of single family homes can adapt their homes to meet their unique goals. 

The owner of a condo is not always allowed to make such radical changes to their property. When purchasing a condo, owners are subject to the rules and regulations of the condo association or board. Typically composed of fellow residents, this governing body collects dues from condo owners to conduct ongoing maintenance of shared areas and perform any unexpected repairs. As part of the agreement with the condo board, new owners will be informed of what types of changes can be made to the interior and exterior of their property. In most cases, condo owners possess the same type of exclusive ownership inside their condos as homeowners, yet are limited in exterior alterations to maintain the uniformity of the community. 

If you are thinking about purchasing a condo, it is important to read the Covenants, Conditions and Restrictions (CC&Rs) before making a commitment. These documents include all the rules condo owners must follow and can vary widely between complexes. If you have indoor pets or other specific needs, make sure these are addressed in the CC&Rs to prevent any unwanted surprises. If you don't understand any part of the CC&Rs when purchasing a condo, you can try to gain clarification from the director of the condo association. 

While the concept of shared ownership might seem limiting to potential owners, there are certainly plenty of benefits. For instance, the owner of a single family home is solely responsible for any problems with the properties, incurring all costs of needed repairs. However, the dues paid by condo owner cover many repair costs - both inside and outside the home. Furthermore, condo ownership can also provide access to amenities - such as pools, spas and recreation equipment - outside the budget of a home owner. 

Regardless of location, either a single family home or a condo can be the right fit for the right family. To make the most informed decision, all prospective homebuyers should reflect on their own lifestyles and priorities and how they relate to the different types of property ownership. While there may be many differences between house and condo ownership, the goal is always the same -finding the best home for your family.

USD to KYD Exchange Value: 0.82
USD To GBP: 0.76214
USD To CAD: 1.27998
USD To CNH: 6.3209
The Cayman Islands has been represented in major sailing regattas around the world, winning an impressive number of trophies over the past few years. 
Powerplay, a TP52 racing yacht, owned and crewed by Cayman resident Peter Cunningham, has raced in some of the biggest regattas. 
After he sold his business, at nearly 70 years old, Mr. Cunningham decided to pursue his next venture. "I wanted to have a boat to do the big boat series," he said. 
Although Mr. Cunningham had been sailing since he was a child, racing at this level was a whole different ball game. 
He wanted to buy a racing yacht and enter the big five, the Key West regatta, the New York Yacht Club regatta, Cowes Week, Les Voiles de St. Tropez and the California Big Boat series. 
He had seen TP52s in Key West, but wasn't initially keen on this type of boat. Having given it a few tries, he put in an offer for, and purchased, a TP52. He painted a stingray on the hull, registered sail number CAY52 and named it Powerplay. 
Subsequently, Powerplay was placed first in the Rolex Regatta in St. Thomas, Cowes Week in the United Kingdom and Les Voiles de St. Tropez in France in 2012.

USD to KYD Exchange Value: 0.82
USD To GBP: 0.76214
USD To CAD: 1.27998
USD To CNH: 6.3209
Deciding to paint the interior of a house is a very basic home improvement, yet it can be a  

perilous pit of tough choices, expensive mistakes, and strained necks. However with these few 

simple tips painting your home can be a breeze. 

1) Remove Faceplates & Fixtures 

Take off outlet face plates, unscrew light fixtures, etc. Tape over the outlets and switches. Bag 

the light fixtures. 

2) PPPPP (Proper Preparation Prevents Poor Painting) 
The key to getting a good finish is good preparation. 

Make sure that the area you are painting is clean and dry, without any loose flakes of old paint. 

Be sure to fill any cracks with proper filler and prime before painting. Sand and wash the surface 

and the finally brush. 

3) Protect Brushes 

Don't wash brushes in between painting and never leave them sitting in filler. Wrap them in a 

plastic ziploc bag. If the fit in the bag completely, thats great but If not just bunch the bag 

around the handle and put a cable tie around it. 

4) Keep a Rag 

Keep a damp rag in your pocket for odd drips of paint. Ensure you make it damp with the right 

solvent for the type of paint you are using. 

5) Keep Corners Wet 

Whenever possible, try to work into a wet edge. Don't cut in edges too far ahead before rolling. 

Painting over a dried area produces overlap stripes! 

6) Use/Learn The Right Stuff 

Ensure you use quality materials for the job, and also it is best to use professional grade brushes 

and roller cover for the job and type of paint you are using. Add in a knowledge of proper 

techniques, and you will get a good paint job. 

7) Get a Sash Brush 
Full size 

Get a good sash brush (brush with bristles cut at an angle) and practice edging without tape. (For 

me) it's faster and there's no chance of it bleeding past the tape edge. 

8) Base Coat After Taping 

For crisp lines when taping, paint one base coat when you have laid your tape. Then tape the top 


9) Power Roll 

Use a power roller. Rolling paint unpowered is tedious compared to using a power roller.Power 

rollers are not as expensive as you might think they are, and buying a roller will save you lots of 

time and strain on your back. 

10) Find a Friend 
Enlist the help of a friend. Pay him or her in beer.

USD to KYD Exchange Value: 0.82
USD To GBP: 0.76214
USD To CAD: 1.27998
USD To CNH: 6.3209
The details of the enhanced Seven Mile Public Beach were explained during a meeting between the Government and Dart Realty Ltd. last Monday. 
Minister of Tourism Cline Glidden Jr. said on Wednesday, that the government had tentatively agreed to the plan, subject to the signing of a third amendment to the original National Roads Authority agreement. 
The beach enhancement will involve the closure of 615 feet of West Bay Road, and the southern part of the 4,290 feet of the road that will eventually be closed. 
The beach will extend east and incorporate three beach volleyball courts and a beach football/soccer pitch. A new restroom facility will be situated near those courts. 
Mr. Glidden said it is hoped the beach volleyball courts can be ready in time for the North, Central America and Caribbean Volleyball Confederation tournament, being held in Cayman at the end of March. 
"From a sports tourism perspective, these courts can make some significant inroads into hosting beach volleyball and beach football events," he said, also pointing out, that some of these events get overseas television coverage, helping promote the Cayman Islands.

USD to KYD Exchange Value: 0.82
USD To GBP: 0.76214
USD To CAD: 1.27998
USD To CNH: 6.3209
Your home harbors a surprising number of sneaky allergy-causing culprits. Home allergy-fighting tips include: wash bedding in hot water, keep windows closed, keep room temperatures low. 

Here's where they're hiding, and how to send them packing. 

1. Clutter 

A messy home is an inviting environment for things like dust mites, bugs, mold, and mice. 

It is a good suggestion to recycle old newspapers, magazines, cans, and grocery bags each week and keep the bins outside if possible 

2. Carpet 

Dust mites love carpets and rugs, so ensure that you vacuum your home regularly. 

When you purchase your vacuum you should make sure that it has a high-efficiency particulate air (HEPA) filter to trap tiny particles. 

To get rid of the risks further, have completely bare floors that are easy to clean and mop. 

3. Bedding 

Get rid of bed bugs by washing your bedding in 130 degree heat each week. 

4. Bathroom 

Moist bathroom or basement walls love to breed mold, so try to keep them dry with sufficient ventilation. 

5. Crumbs 

Crumbs and overflowing garbage attract mice and cockroaches -- and their droppings can aggravate allergies. 

Keep your space clean. Also, try boric acid and traps for the pests. 

6. Open windows 

Refreshing breezes are great -- unless they blow pollen indoors. 

Keep windows shut between the high-pollen-count hours and keep the air-conditioner running if it is too hot inside and be sure to change the air-conditioning units filter every month. 

Removing shoes outside will avoid tracking in pollen particles. 

7. Basement 

Fight mold with a dehumidifier set between 35 and 45 percent humidity. 

Dehumidifiers come in several sizes, however before you buy, get a humidity gauge to decide how much de-moisturizing muscle you need. 

8. Houseplants 

Your potted plants can have sneeze-producing mold on their leaves, remove any moldy leaves as soon as you see them, and don't let water stay in the pots tray. 

9. Pets 

Pet dander and saliva can cause big allergy problems to people, was and brush your pet on a weekly basis to lower the risk. Keep cats and dogs out of your bedroom. 

10. Fabric furnishings 

Dust weekly, wash blankets and throws weekly in hot water or have them dry cleaned and pick up pet fur with the upholstery attachment on your vacuum cleaner. 

Suffering from allergies can make life very unpleasant at times, however if you follow these steps you may be able to alleviate allergies in your home.

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